The recent Gallup’s annual Economy and Personal Finance survey conducted revealed that the average nonretired American now expects to retire at age 67, up from age 63 a decade ago and age 60 in the mid-1990s.
Today’s younger nonretirees are more optimistic about being able to retire at age 65, compared with an expected retirement age of 68 for those aged 40 and older, a statistically significant difference.
What About Being Comfortable?
Unfortunately, the poll also found a new low of 38% of nonretirees saying they will have enough money to live comfortably in retirement. It seems the number has been below 50 percent since 2002.
Naturally, this decline in expected financial comfort in retirement directly equates to the decline in the percentage of all Americans who are able to live comfortably in current times.
What Does This Mean?
Expectations for retirement have changed in recent years, due to the economic issues like housing bust and stock market volatility; however there are also serious questions about Social Security and Medicare’s ability to sustain retirees in the future.
As the economy begins to strongly move in a more positive direction, Americans are regaining some optimism about their retirement.
What do you think? Has retirement changed permanently, or are we experiencing another cycle that seems to mirror the economy? We’d love to hear your comments below or on our Facebook page!
Tags: economy, Finance, medicare, retirees, retirement, social security
Ah, the powder room. Tiny but it can pack a punch in terms of design and luxury. As a builder, it’s a place for you to be inventive. Since the space is usually really small, developers can experiment with more pricy hand-crafted, patterned materials.
Have a little fun with this space – find a quirky design or shape that would be too odd or impractical in a more common area of the home.
Some fun ideas include a brightly colored clay sink, limestone sink with brass fixtures, corrugated walls, basalt or rosewood veneer, a glass sink, or storage shelves that add depth.
What are some of your ideas for a fun and creative powder room? Share them below or on our Facebook page.
Tags: builder, developers, features, luxury, powder room, Real estate
According to BusinessInsider.com, LinkedIn plans to launch two new functions for companies called “Targeted Updates” and “Follower Statistics.”
Targeted Updates will allow companies to segment their followers by a range of variables such as industry, seniority, job function, company size, non-company employees, and geography. They can also send different status updates to different groups of followers.
Follower Statistics will be similar to an analytics dashboard and will allow companies to see how effective their updates have been.
These two new tools will only be available to limited companies as a test group, and will be officially rolled out in the next few months.
The ultimate purpose of these new tools are about creating direct and lasting relationships with companies’ audiences.
We look forward to employing these new tools so we can continue to help companies maximize their presence on the Social Web and really make an impact on their audience.
If you need help getting your social message heard, contact us today, or comment below.
See screen shots here:

Tags: business insider, followers, industry, LinkedIn, social media, statistics, updates
New studies by The Boston Consulting Group, Barkley, and Service Management Group show Millennials in stark contrast to their reputation as the lazy and entitled generation. In fact, they are actually engaged in consumer influence with distinctive buying habits.
According to Christine Barton, a partner at BCG, a leading management consulting firm, we shouldn’t believe the hype that Millennials consume less than previous generations. She states, “On average, U.S. Millennials already shell out and influence the spending of hundreds of billions of dollars annually—an amount that will only increase as they mature into their peak earning and spending years. Those companies that truly ‘get’ this generation will have an opportunity to differentiate themselves and forge profitable long-term relationships with Millennial consumers.”
Millennials are more engaged in rating products and services. On the flip side of this, they rely more on recommendations from peers or friends than those of traditional “experts”. I think they even prefer input from strangers and social sites to input from a company.
In fact, the definition of expert has changed from one with professional and academic credentials to peers with personal and firsthand experience. This is evident in many of the Internet coaching businesses coming forth today.
It’s no surprise that Millennials consider themselves “digital natives”, using technology and social media as a natural and necessary part of their life and work.
Here’s an interesting find: when it comes to making purchases, Millennials are far more likely to favor brands that have Facebook pages and mobile websites.
According to executive vice president Jeff Fromm at Barkley, “This is a generation that engages with brands, channels, and service models in new ways—ways that have been instrumental in creating our current ‘participation economy.” He further says that they are always in a hurry, so it’s critical to get them to spend the time to develop a relationship with your brand.
How do you understand and reach this highly influential generation? Share your thoughts with us by commenting below or posting to our Facebook page.
Tags: buying habits, consumers, digital, engagement, experts, influence, Millennials, peers, technology
Coined the original smartphone, the Blackberry is having a hard time keeping up with the bells and whistles on the iPhone and Android devices.
Ease of use and larger screens are part of the appeal. Some more pros include the availability of ten times the number of apps than those of the Blackberry. For builders, some of these include gaining the ability to create and share blueprints, customize lighting, and qualifying for LEED certifications.
How about video? The iPhone offers Face Time, the ability to send and receive real-time video with other iPhone users.
Blackberries have increased blackout periods, some of which have actually lasted for several days. Imagine not having access to texts and emails for several days on your iPhone.
And then there’s Siri. Unlike older voice command software that often misinterpreted what the user was saying, the iPhone’s Siri feature responds quickly and accurately to spoken direction. It also affords users the ability to send messages, schedule appointments, and make calls just by a simple voice request. It will even answer random questions about things like traffic and weather. Computerized personal assistant – Blackberry can’t touch that J
Have you ditched the Blackberry yet, or are you a die-hard user?
Tags: Android, apps, blackberry, builders, iPhone, Siri, video, voice command
Sibet Freides, President of Idea Associates, leads a highly specialized, results-driven marketing team well-versed in comprehensive consulting and evaluation services, creative branding campaigns, website development, and interactive and social media. Her passion for real estate is seen by her service on the Urban Land Institute Board of Directors.
But there is another side of her that deserves to be in the spotlight. Sibet’s passion outside of real estate is homeless animal rescue. She works daily to get animals pulled from shelters in Georgia and sent to animal rescues all over the East Coast where they can be saved. Hundreds of animals are euthanized weekly in Georgia due to our lack of spay/neuter laws. There are many great rescues working to save animals, including Angels Among Us, Paws Atlanta, Atlanta Humane Society, Furkids, and Atlanta Pet Rescue. Shelter Angels is a group in Georgia that helps pitbulls and is desperate for help. Noah’s Ark takes in injured animals. All of these groups can use financial support.
Here is one of the many success stories that help keep her on the path that she forges daily.
When she saw the picture of Breyer at the shelter she didn’t think anyone would take her. But Chris, with her very big heart, likes the tough challenges, and this certainly was one. This is an incredible transformation. Chris has done a remarkable job with her, nurturing this girl to her fullest potential… and now she will have a chance at a very happy life.
Breyer went home last night with a young newlywed couple. They are doctors who are active and energetic and love to jog. She was so happy.
Here are her before and after photos. When she came into the shelter she was emaciated, mangy, had pneumonia, and her eyelids were red and swollen. Her coat was thin and dull and her legs were in horrible condition.
The after picture says it all.
To learn more about how you can help any of these non-profit organizations, visit their websites, adopt a rescue animal, or ask Sibet.
Saving one dog will not change the world…
but it will surely change the world for that one dog….
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Tags: animal rescue, animals, dogs, Humane Society, Idea Associates, non-profit, Pet Rescue, shelters, Sibet